What We Offer
Start with rent for 12 months, then jump into mortgage without any additional down-payment
Rent to Buy illustration for Rp 600,000,000.- house
Why is this "Rent To Buy" suitable for me ?
SAVE SOME CASH
by not spending too much for DP.
PLAN 1-3 YEARS PRIOR TO PURCHASE
and get higher returns from your savings.
MOVE IN NOW
while save up for DP with your rental payment.
GIG ECONOMY MEMBERS
Secure your chance
to own a Home
1. Register and get pre-qualified for mortgage by our bank partner
Once registered, you will be provided with details of available developments to be visited and signed on. You will be able to reserve site surveys, and in the meantime we prepare your pre-mortgage application and subsequent rent agreement to make your homeownership a reality
2. Choose a preferred location
3. Reserve a site visit
Frequently Asked Questions
Who is PAS Technologies?
PAS Technologies is committed to making homeownership a reality for more people. The program provides a clear path to homeownership. Our process is easy, transparent, and built on a foundation of choice and flexibility. PAS Technologies is helping more people get into great homes, in locations they love, with the opportunity to build a more secure financial future.
What was the original problem?
Many people want the benefits of living in a single family home. However, whether they're a first-time homebuyer who's cautious about making such a large financial investment, someone who has recently relocated and is unsure of which location to live in, or someone who is creditworthy but cannot currently obtain a mortgage, they hope to one day buy a home but aren't ready now.
What is Homeownership for Millennials "Rent to Buy" program?
Rent to Buy program allows you to find a home that you want to rent from us initially, but may also like to buy in the next 2 years for example. We believe that there are many households who may be thinking about buying a home, but for whatever reason would like to rent at the current time. You can lease the home for 1-2 year terms, and you may purchase the home from us at any time at a predetermined price.
How does it work?
We work with bank partner to pre-qualify prospective residents. Once pre-qualified, the resident can choose the desired property location for them to visit. We will make the offer to purchase the house, and rent it to the resident for 12-24 months before they enter the mortgage with a bank.
Is this a Bank's mortgage program ?
PAS Technologies is a property investment company and we work as partners with Banks in providing mortgages and with Property Developers.
Who is paying for the Down Payment in this "Rent to Buy" program ?
When resident decides to enter the mortgage after the 12-24 rental period, the partnership between PAS Technologies and the Bank allow for the down payment to be paid via the rental that is already paid. Therefore, residents do not need to pay additional Down Payment after the rental period.